Terms and Conditions

By continuing to use this website and/or application (the Platform), you agree to be bound by the terms and conditions (“Terms”) set out below. Please read the Terms carefully. If you do not agree to the Terms in their entirety, please do not use or access the Platform. The Company through this Platform provides various technology services to its users and Associate Companies.

Definitions

Services

The Company operates the Platform to enable the User to avail the Services. The User acknowledges that not all the Services on the Platform are provided by the Company and services may be provided by the Associate Companies or other third parties. The User shall, before availing such Services, read the terms and conditions and privacy policy of such Associate Company and/or third parties also (as applicable). The Company shall not be liable for any Service that is availed by the User from such Associate Company or third party.

While you access the services, the Company will act on your express instructions, and any transactions carried out on your behalf shall be subject to your sole consent, discretion and responsibility;

For enabling the Services, the Company/Associate company shall partner with corporate entities including but not limited to brokerage firms, investment advisors, research analysts that are registered with the Securities and Exchange Board of India (“SEBI”), NBFCs/Banks that are registered with the Reserve Bank of India (“RBI”),

In order to offer the Services to you, you are required to create a user profile on the Platform and provide personal and financial information, including but not limited to name, email address, gender, date of birth, contact information, bank details and documents, PAN card, and other information including User Data. You acknowledge that providing such information is necessary for the use of the Services and agree that such information shall be accurate and complete, failing which the Company may cancel or refuse any part of the Services offered to you. You hereby grant your express authorisation to the Company to access, collect, store, and use such data for providing the Services;

The Company is required to collect User Data, in accordance with the Company’s Privacy Policy available for viewing here;

You hereby acknowledge, agree and grant your express authorization to the company and Associate companies that the information shared by you on the platform or received by the Company and Associate companies from various intermediaries and third parties may be shared within the Company, Associate Companies and other third parties

You hereby acknowledge, agree and grant your express authorization to the company and associate companies to receive your investment, financial, personal and other data from different third parties and intermediaries to provide services on the platform

You declare that you have read, understood and agree to the disclosures made here

You agree that the records maintained by the Company in respect of the transactions effected using our Services shall be sufficient proof of such transactions;

The Company/Associate company shall not be liable or responsible for any actual or threatened losses, damages, expenses, disputes or otherwise any claims made in respect of the use or misuse of the Services by you, and the Company/Associate company shall be entitled to cancel or refuse to offer the Services to you without any notice or obligation to provide reasons;

The efficiency and confidentiality of the information provided by you shall always be subject to the software and hardware used by you, including the capability of your electronic device, internet connection, and such other specifications or features that may be relevant for or ancillary to accessing the Platform and availing the Services;

By accessing the Services through the Platform, you represent that (a) you are competent to contract with the Company and (b) you consent to these Terms;

The availability of the Platform and the Services will be subject to any fixes or updates that the Company or the Associate Companies may find necessary to make, and you acknowledge that the Company or the Associate Companies shall not be liable in any manner whatsoever towards any damages, losses or other claims which may be threatened or incurred as a result;

The Company may amend these Terms, the Privacy Policy or such other terms as it deems necessary from time to time, and you acknowledge and understand that your continued access to the Platform and use of the Services shall be subject to such terms as may be made applicable from time to time. You should periodically review these Terms and Privacy Policy for any latest amendments. Once posted, those changes are effective immediately unless stated otherwise. Continued access or use of the Services constitutes your acceptance of the changes and the amended Terms and Privacy Policy. However, if you do not agree with the changes, please do not continue to use the Services or submit Information to us.

Users are solely responsible for any investments or investment decisions they make based on suggestions provided by the Investment tools available on the platform. These suggestions are derived from publicly available information, and the company shall not be held liable for any losses incurred by the user through the utilization of these investment tools. Prior to making any investment decisions, users must conduct their research, fully comprehend the market risks, and, if necessary, seek guidance from SEBI registered Investment Advisors/Research Analysts.

For any grievances related to the Services provided on the platform, kindly reach out to the grievance officer, Miss.Pretty P John using info@algorithma.tech

Content in the Services

You understand that all information, reports, images, data, text, logos, photographs, videos, audio clips, animations, written posts, articles, comments, software, scripts, graphics, themes, maps code, language and interactive features generated (“Content”), which has been provided to you by Associate Company or third party on the Platform, are the sole responsibility of the Associate Company or third party who has provided such Content. We shall not be held responsible for any Content which you may find offensive or objectionable on any Associate Company or third-party website.

You acknowledge that neither do we endorse the accuracy of the advertisements and promotional material presented to you on our Platform or as part of the Services by any third-party advertisers nor do we own the intellectual property rights in respect of such material.

Restrictions

Access to the Platform and use of the Services shall always be subject to the following restrictions, failing which the Company may take any action it deems necessary at its sole discretion:

User Obligations

The user undertakes to:

Intellectual Property Rights

You acknowledge and agree that the Company, Associate Companies or their respective licensors, own all legal rights, title, and interest in and to the Services, including any Intellectual Property Rights which subsist in the Services.

Unless you receive our express authorization in writing, you agree that in using the Services or accessing our Platform, you shall not use any trademark, service mark, trade name, the logo of any company or organization in a way that is likely or intended to cause confusion about the owner or authorized user of such marks, names or logos.

You further acknowledge that our Services may contain information that is designated as confidential by us and that you shall not disclose such information without our prior written consent.

Exclusion of Warranties

The Company does not provide any warranty, express or implied, for the accuracy or completeness of the Platform or the Services, and expressly disclaims any liability for any errors or omissions;

The use of the Platform and the Services is at your own risk and consequence. In no event shall the Company be held liable for any damages or claims whatsoever in connection with any inaccuracy, error, failure, omission, delay or otherwise;

Nothing in these Terms shall exclude or limit your warranty or liability for losses unless they are excluded or limited by applicable law. Some jurisdictions do not allow the exclusion of certain warranties or conditions or the limitation or exclusion of liability for loss or damage caused by negligence, breach of contract or breach of implied terms, or incidental or consequential damages. Accordingly, only the limitations which are lawful in your jurisdiction will apply to you and our liability will be limited to the maximum extent permitted by law. If the Company is held liable for any Losses, its maximum liability shall be limited to the subscription amount paid by the user to the company for the relevant period of subscription.

We further do not represent or warrant to you that:

You agree that any material downloaded or otherwise obtained through the use of the Services and Platform is done at your own discretion and risk and we shall not be liable for any damage to your computer system or other device or loss of data that results from the download of any such material.

No advice or information, whether oral or written, obtained by you from us or from the use of Services shall create any warranty not expressly stated in these Terms.

We further expressly disclaim all warranties and conditions of any kind, whether express or implied, including, but not limited to the implied warranties and conditions of merchantability, fitness for a particular purpose and non-infringement.

Miscellaneous

You agree to indemnify and keep the Company, Associate Company, their respective affiliates, and licensors indemnified against all costs, expenses, damages, losses, and liabilities incurred or suffered by such party related to any User Content posted or transmitted by User during the use of the Platform or Service or any unauthorized use of the Platform or Service in contravention of this Terms.

The Privacy Policy and the Associate Company Terms shall be read to form a part of these Terms;

These Terms shall be governed by and under the laws of India and shall be subject to the exclusive jurisdiction of Bengaluru. Any failure or delay by the Company to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any part of the Terms is found by a court of competent jurisdiction to be invalid, the parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms shall remain in full force and effect. You agree that regardless of any statutory period of limitation, any claim shall be filed within one (1) year after the relevant cause of action arose; s


Privacy Policy

Smartbasket.ai and the mobile application ‘Smartbasket.ai’ is a product owned and operated by Algorithma Digitech Private Limited (hereinafter referred to as “Algorithma Digitech Private Limited”, “us”, “we”). Algorithma Digitech Private Limited is committed to safeguarding any information submitted to us on our website (“Site”) and/or the services made available through the Site or mobile applications (collectively referred to as the “Platform”) of Algorithma Digitech Private Limited (“Services”). The privacy notice provides you with a summary of the type of information collected by us, policy regarding the use of that information, and measures taken to safeguard that information.

User Consent and Agreement

By submitting Personal Information through our Platform or Services, you agree to the terms of this Privacy Policy and you expressly give your voluntary consent to the collection, use, and disclosure of the Personal Information in accordance with this Privacy Policy.

Information you provided to us

If you provide us feedback or contact us via email, we will collect your name and email address, as well as any other content included in the email, in order to send you a reply.

When you participate in one of our surveys, we may collect additional information.

We may collect Personal and financial information provided by you, such as your first and last name, phone, e-mail address, age, investments, PAN etc. while you access services on the platform.

We may also collect Personal Information on the Platform or through the Services when we make clear that we are collecting it and you voluntarily provide the same, for example when you submit an application for employment.

You must ensure to recheck the information or data being provided to us. In case any of the data/information is found to be inaccurate or incorrect, the same shall be informed to us for immediate amendment. We shall not be responsible for the authenticity of any information including personal information submitted to us.

Information collected via technology

To make our Platform and Services more useful to you, our servers (which may be hosted by a third-party service provider) collect information from you, including your browser type, operating system, Internet Protocol (IP) address (a number that is automatically assigned to your computer when you use the Internet, which may vary from session to session), and domain name.

We may use third party service providers to help us analyse certain online activities. For example, these service providers may help us analyse visitor activity on the Platform. We may permit these service providers to use cookies and other technologies to perform these services for us.

Use of personal information

In general, personal Information you submit to us regarding you or your company is used either to respond to requests that you make or to aid us in serving you better. We use such Personal Information in the following ways:

Disclosure to third parties

We may be required from time to time to disclose any personal information collected by us to governmental or judicial bodies or agencies or our regulators based on their requirement to comply with the applicable laws including cyber laws. We may share your information including personal information to third parties including group companies to enable the provision of services to you and/ or to carry out technical, logistical, and other functions on our behalf. (eg. Sending emails or newsletters to users).

Creation of anonymous information

We may be required from time to time to disclose any personal information collected by us to governmental or judicial bodies or agencies or our regulators based on their requirement to comply with the applicable laws including cyber laws. We may share your information including personal information to third parties including group companies to enable the provision of services to you and/ or to carry out technical, logistical, and other functions on our behalf. (eg. Sending emails or newsletters to users).

Third-party websites

When you click on a link to any other website or location, you will leave our Platform and go to another site and another entity may collect Personal Information or Anonymous Information from you. We have no control over, do not review, and cannot be held responsible for, these outside websites or their content. Please be aware that the terms of this Privacy Policy do not apply to these outside websites or content, or to any collection of information after you click on links to such outside websites.

Cookies

"Cookies" are pieces of information that a browser can record after visiting a website. We may use cookies for technical purposes such as to enable better navigation through our site, or to store user preferences for interacting with the site. If you turn off the option to have cookies stored on your browser, it will affect your experience on smartbasket.ai.

Security of your information

Algorithma Digitech private limited is committed to protecting the security and privacy of your Personal Information. We endeavour to have suitable technical, operational and physical security controls and measures to protect information collected by us that are commensurate with the nature of our business at all times. We use a variety of industry-standard security technologies and procedures to help protect your Personal Information from unauthorized access, use, or disclosure, and periodically review the same. In the event of any breach of our security control measures resulting in unauthorized access to your information, we will endeavour to inform you of the extent of such breach, subject to applicable law and cooperation with the relevant authorities. Further, despite our efforts to protect your information, if unauthorized persons breach security control measures and illegally use such sensitive/personal data or information, Algorithma Digitech private limited, its affiliates, and its directors shall not be held responsible/liable.

Retention of information/data

It may be noted that we may retain the data as may be provided to us till such time as may be provided under the law and as required to efficiently provide service to our users.

Amendments/Modifications

This Privacy Policy available on our website is current and valid. However, Algorithma Digitech private limited reserves the right to amend/modify any of the sections of this policy at any time, and the general public are requested to keep themselves updated for changes by reading the same from time to time.

Contact Information

Algorithma welcomes your grievances, comments, or questions regarding the term of this Privacy Policy, the Platform, or the Services. Please email us at info@algorithma.tech or contact our grievance officer at the following address:

Pretty P John

Kerala Technology Innovation Zone

Kinfra Hi-Tech Park,HMT Colony P.O,

Kalamassery, Kochi,

Kerala 683503

Definitions

Anonymous Information: Anonymous information means information that does not directly or indirectly identify, and cannot reasonably be used to identify, an individual guest/user.

Internet Protocol (IP): Internet Protocol (IP) is the principal set (or communications protocol) of digital message formats and rules for exchanging messages between computers across a single network or a series of interconnected networks, using the Internet Protocol Suite (often referred to as TCP/IP). Messages are exchanged as datagrams, also known as data packets or just packets.

Personal Information: Personal Information means any information that relates to a natural person, which, either directly or indirectly, in combination with any other information available, is capable of identifying such a person.